Last Updated on February 1, 2023 by James McAllister

By: James McAllister


With over 2,300 retail stores across North America, Home Depot is one of the world’s most popular places to purchase construction and home improvement items.

However, the company is not particularly known for its acceptance of modern payment options – in fact, they still don’t accept Apple or Google Pay!

Therefore, you may be wondering – does Home Depot take PayPal, online or in-stores?

In this article, we’ll cover everything that you need to know!

Does Home Depot Accept PayPal?

As of 2018, Home Depot no longer accepts PayPal within their stores. However, purchases can still be made online using PayPal through Home Depot’s official website,

That being said, there are a few workarounds you can use to pay with PayPal regardless, despite the fact that it’s not officially accepted. More on that in a moment!

As for paying online, the entire process is pretty easy.

Home Depot PayPal Checkout Button

All you’ve got to do is add your desired items to your cart, and head on over to your cart.

When you’re ready to checkout, click on the big yellow ‘PayPal Checkout’ button to begin your order via PayPal.

Note that many items can be picked up at your local Home Depot store and do not need to be shipped to your house. So, if you’re planning a trip to Home Depot anyway this may be a good option!

Workaround: How To Use PayPal At Home Depot Retail Stores

Earlier, we mentioned that there are a few workarounds that allow you to use PayPal, even when shopping in-person at one of Home Depot’s retail stores. But how is this done?

The easiest way to is to use a PayPal Cash Card.

This works just like a regular prepaid debit card would, except it uses your PayPal balance. This also means it can pull from your other cards if necessary, just like PayPal normally does for purchases.

Essentially, it’s basically the exact same thing – only you need the physical card to shop with.

An alternate method is to purchase a Home Depot gift card online, through their store page here.

We recommend selecting the option to have it emailed to you, as this allows it to be instantly redeemed. You can then use this gift card to shop at the retail store, even though it was purchased online using PayPal!

Although it’s an extra step, this effectively allows you to use PayPal for Home Depot purchases without any problems.

Why Did Home Depot Stop Accepting PayPal In Stores?

As mentioned earlier, Home Depot stopped allowing PayPal payments directly way back in 2018.

In the past, you were able to use a PIN system with your mobile phone number. However, this payment method has been discontinued.

Likely, this came down to low demand for the service. Home Depot likely found that not enough customers were using PayPal in order to continue supporting it.

So, all stores that previously accepted PayPal had these systems removed.

Why Use PayPal For Home Depot Purchases?

There’s a reason so many people love using PayPal everywhere they can – there are a lot of benefits!

Of course, the biggest one that PayPal offers is buyer protection. While this is most useful while ordering online, PayPal does have you covered if the seller does not meet their promises.

That being said, you should first take things up with Home Depot if you have a problem with your purchase. Most unopened items can be returned to Home Depot for up to 90 days after purchasing, so it’s best to get in touch with the store directly first.

Can You Use PayPal Credit At Home Depot?

PayPal Credit (formerly known as Bill Me Later) is not accepted directly at Home Depot.

That being said, just like normal purchases, PayPal Credit can be utilized if you have a PayPal card that accepts it.

Alternatively, the service can be used when purchasing Home Depot gift cards online, which can then be redeemed and used in store.

So, if you’re determined to use PayPal Credit to fund your Home Depot purchase, there are ways to do it. They just require a few extra steps!

What Other Payment Methods Does Home Depot Accept?

Home Depot Store

Although Home Depot does not accept that many modern payment methods, there is still a decent variety of options to pay with.

These include, but are not necessarily limited to:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Most major credit cards
  • Most major debit cards
  • Personal checks
  • Home Depot credit cards
  • Cash
  • Home Depot gift cards

Home depot does not accept cashier checks, certified checks, travelers checks, or money orders.


Unfortunately, Home Depot no longer accepts PayPal in their stores.

However, PayPal can be used on Home Depot’s website to order items for local pickup, or even Home Depot gift cards (which are accepted in stores.)

I hope that you’ve found this article helpful. If you have any other questions about shopping at Home Depot, please ask them using the comment form below.

Wishing you the best,

– James McAllister

About the author 

James McAllister

James is the owner of He started his first blog at the age of 11, and has since gone on to start several successful businesses. In total, these businesses have sold hundreds of thousands of units and have touched millions of lives. Here on, he shares his knowledge that brought him to where he is today. If you want to connect with James, follow him on your favorite social networks!

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