Last Updated on February 5, 2023 by James McAllister

By: James McAllister


Lowe’s is one of the world’s largest home improvement stores. And as the world has grown and evolved, so has the way that Lowe’s has conducted business.

So, if shopping at Lowe’s either online or in-store, you may be wondering – does Lowe’s accept PayPal?

In this article, we’ll cover everything that you need to know!

Does Lowe’s Take PayPal?

Lowe's Store

Lowe’s does indeed take PayPal on their online store, However, PayPal is not accepted as a payment method while checking out at one of their physical stores.

Thankfully, there is a workaround for this, which we’ll discuss in a moment.

Still, it’s a little disappointing that Lowe’s has become so behind when it comes to modern payment methods. Although Samsung Pay is accepted, they have yet to upgrade their registers to accept other contactless payment options like Apple Pay or Google Pay. Additionally, they do not accept apps like Venmo, either.

While we hope this changes in the future, Lowe’s has made no announcement regarding updating their payment systems anytime soon.

Workaround: How To Use PayPal At Lowe’s Retail Stores

The fact that PayPal isn’t accepted at the register can be very frustrating – especially since Lowe’s also doesn’t accept other popular contactless payment options like Apple or Google Pay either.

Thankfully, there is one workaround!

The easiest thing to do is to get a PayPal Cash Card if you plan on shopping using PayPal often.

This works just like a prepaid debit card. You load it up using your PayPal balance, or funds from another card. Then, you can pay for things at any store as if it were a normal debit card.

Pretty neat!

Additionally, you can purchase Lowe’s gift cards through gift card retailers online using PayPal, and then use these gift cards in their store.

What Are The Benefits Of Paying For Lowe’s Purchases With PayPal?

PayPal offers a number of benefits over using your debit / credit card directly, with the biggest one being buyer protection.

If something in your purchase goes wrong (such as the item is never shipped to you), PayPal’s buyer protection will kick in, and you should be able to get a refund for your purchase.

Of course, you should always try contacting the merchant – Lowe’s, first in the event of any issues. Usually they will make things right, without needing to get PayPal involved.

Anyhow, another benefit of PayPal is convenience. PayPal remembers all of your card details, so you don’t need to keep entering it in each time. This isn’t only useful for faster shopping, but it’s actually safer too.

Can You Buy Lowe’s Gift Cards Online Using PayPal?

Unfortunately, not anymore – at least, not through

Although you used to be able to buy Lowe’s gift cards using PayPal / PayPal credit directly from their website, this appears to no longer be an option.

However, there are other gift card services online that do allow you to purchase Lowe’s gift cards via PayPal, as well as PayPal Credit (formerly ‘Bill Me Later.)

One such example is eGifter.

E-gift cards can be used in-store immediately once the payment has cleared. So, you do not actually have to wait for a gift card to physically arrive in the mail.

Use this workaround before you reach the register, and you should be able to pay for your purchase without any problems!

What Other Payment Methods Does Lowe’s Accept?

Although Lowe’s doesn’t accept PayPal within their stores without one of the above workarounds, they do accept a number of other payment methods.

Some of these include:

  • Most major debit cards
  • Most major credit cards
  • American Express
  • Discover
  • Mastercard
  • Visa
  • Samsung Pay (but not Google or Apple Pay in-stores.)
  • Physical checks
  • E-checks
  • Money orders
  • Cash
  • Lowe’s gift cards

Note that if you must pay with PayPal, you can always order a Lowe’s gift card online using PayPal. Then, pay in-store using that gift card.


Unfortunately, Lowe’s only accepts PayPal for only purchases – not for purchases made at their retail stores.

That being said, by using PayPal credit or a PayPal Cash Card, you can still technically pay using PayPal by taking advantage of this workaround.

I hope that you’ve found this article helpful. If you have any other questions about shopping at Lowe’s please ask them using the comment form below.

Wishing you the best,

– James McAllister

P.S: Want to learn how a small blog like this one makes over $20,000 a month – and how even non-writers can build a profitable website? Click here to sign up for my blogging course!

About the author 

James McAllister

James is the owner of He started his first blog at the age of 11, and has since gone on to start several successful businesses. In total, these businesses have sold hundreds of thousands of units and have touched millions of lives. Here on, he shares his knowledge that brought him to where he is today. If you want to connect with James, follow him on your favorite social networks!

Leave a Reply

Your email address will not be published. Required fields are marked

  1. Unfortunately, if it worked at one time, your work-around for using Paypal Credit to purchase a Lowes gift card no longer works. The only form of payment they take on for purchasing gift cards is Visa, Master Card or Amex. No other option. So, the work-around on that is no longer an option.


    1. Hi John,

      Thank you very much for letting me know about this! I’ve looked into this and can confirm that you’re absolutely correct, so I really appreciate you letting me know so I could update this article to reflect this.

      While PayPal’s own cards can work from your PayPal balance (online or in store), you are correct that PayPal Credit is no longer an option. I’ve gone ahead and updated the post to link to another website that sells Lowes eGift cards via PayPal instead.

      Once again, thanks so much!


{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

Join The VIP Club!

Sign up for the VIP Club and immediately gain access to...

  • 500+ business, marketing, and personal development lessons.
  • A private community forum / support group.
  • My entire library of courses, templates, cheat sheets and swipe files.
  • Many other bonuses!