Did you see a charge for GFW*3GLDSCR.COM on your bank or credit card statement, and are unsure what it is?
Unknown charges can be quite alarming, but don’t worry!
In this article, we’ll go over what GFW*3GLDSCR.COM actually is, how to stop getting charged from them, and how to get your money back in the event of unauthorized charges.
Let’s get to it!
What Is GFW*3GLDSCR.COM On My Bank / Credit Card Statement?
GFW*3GLDSCR.COM is the name used for charges that originate from 3GldScr.com.
3GldScr.com is primarily a credit reporting and credit monitoring service. They also offer other services, such as a credit score tracker, roadside assistance, and a course book providing education about credit.
3GldScr entices customers into signing up to what they believe are free or low-cost credit checks, which then rebill at a much higher price.
In actuality, most people sign up for a $1 trial, and then get rebilled for $39.90 shortly later.
Is 3GldScr A Scam?
If you’ve landed on this article, the charges from GFW*3GLDSCR.COM may have come as a surprise. But is 3GldScr a scam, and do you need to worry about your credit card information being stolen?
Thankfully, 3GldScr is not a scam – in fact, they are a legitimate service for monitoring your credit. With their ‘Ultimate Credit’ plan for $39.90 a month, you’re able to check and monitor credit from Experian, TransUnion and Equifax along with a few other benefits as well.
That being said, many people have complained about their deceptive business practices, and ended up signing up for their ‘Ultimate Credit’ plan without realizing it, which is why the $39.90 charge is one of the most common.
This can be quite frustrating, especially if you did not realize that you were signing up for an ongoing plan.
What To Do Now?
If you signed up for 3GldScr by mistake or you believe that the GFW*3GLDSCR.COM charges are not legitimate, don’t worry!
Follow the steps below, and you will stop being charged by the company, and possibly receive refunds on prior charges.
1. Formally Cancel The Service – And Obtain Written Proof If Possible
The first thing you’ll want to do is immediately cancel the service, assuming you no longer want to be billed for it.
Fortunately, the entire process for this is pretty easily. Currently, there are two ways to cancel.
The first method is to cancel directly from their website. To do this, login to your account at 3gldscr.com by clicking the gray ‘Login’ button in the top-right corner of the page.
Then, navigate to the ‘Billing History’ section under ‘My Account’ and follow the on-screen instructions to cancel.
The second method is to cancel by phone.
3GldScr’s customer support can be contacted at 1-866-358-2127 during business hours.
According to their website, they take calls from 9 AM to 9 PM EST during the week, 9 AM to 4 PM EST on Saturday, and 1 PM to 6 PM EST on Sundays.
Be sure to have your member ID and email address for your account handy so they can look up your information quickly. Your member ID can be found in your member’s portal, or inside of the original welcome email you received when signing up.
IMPORTANT: Be sure to document all information regarding your attempt to cancel, including the date, time and method. If you need to chargeback with your credit card company, this will be important information to have on hand.
2. Dispute Any Unauthorized Charges
If you have unauthorized charges from 3GldScr.com or GFW*3GLDSCR.COM, don’t panic! You should be able to dispute the charges or reach a resolution without any problems.
According to 3GldScr.com, they strongly encourage you to contact their customer service before disputing the charge with your credit card company. We agree with this advice.
3GldScr’s customer support can be contacted at 1-866-358-2127 during business hours.
As noted earlier, they take calls from 9 AM to 9 PM EST during the week, 9 AM to 4 PM EST on Saturday, and 1 PM to 6 PM EST on Sundays.
By contacting them directly, they will be able to explain the situation and make things right if there actually are any unauthorized charges. Even if you are unable to get a refund, proof that you’ve contacted 3GldScr will help you when it comes to filing a chargeback with your debit card / credit card company.
Note however that if you did actually authorize the charge – even under the guise of a free trial, 3GldScr is likely to defend and win the dispute in their favor.
So, you want to be absolutely sure that the payments are truly unauthorized before filing a dispute.
In terms of social media, 3GldScr appears to have a Reddit page, but it is inactive. The company does not appear to have any presence on Facebook, Twitter, or Instagram.
3. Issue A Stop Payment Order With Your Bank
Finally, the last thing to do is to issue a ‘stop payment order’ with your bank.
This should be considered a last resort, after first contacting the company to formally cancel your credit monitoring service.
A stop payment order with a bank or credit union is essentially a request for them to stop processing automatic payments to a particular vendor / company.
This can be very useful if a company continues to charge you after you’ve attempted to cancel your service. However, if you are under a contract, you may still be legally obligated to pay the money even if a stop payment order is issued.
For most banks, stop payment orders cost between $15 and $35. Contact your local bank office for instructions on how to begin the process.
Conclusion
If you see GFW*3GLDSCR.COM on your bank or credit card statement, understand that is 3GldScr.com credit monitoring service.
Most commonly, the charge is for $39.90. However, you may have received other charges for $9.95, $19.95, $29.95, $39.30, $40, $40.95, $49, or $69.90. Their trial also starts with a $1 charge.
If you no longer wish to be charged by 3GldScr.com, follow the steps above to ensure the service is cancelled and that no further payments are authorized.
I hope that this article has helped you. If you’d like to share your story or experience, please do so using the comment form below.
Wishing you the best,
– James McAllister
Note: Information shared is my opinion only, as well as information that is publicly available or sourced from other people’s experiences. We are not affiliated with nor do we speak on behalf of the company.
I am unable to reset my password using Google, Chrome and Safari due to an invalid web address given in the email they send to reset the password. I have tried calling 1-855-506-9175, 1-866-358-2127, and 1-866-358-2144. All three numbers gave me a busy signal that sounds like the line is off the hook. I have sent an email, but have little faith that it will be answered. Does anyone have any other contact information to cancel this?
Thank you,
Shay
Shay Billings(Quote)
Hi Shay, and thank you for your comment!
I tried calling their customer service number (866-358-2127) just now, roughly 5 hours after your comment and didn’t get a busy signal. It’s likely when you called that the lines were legitimately busy – since the holiday rush just ended and this is one of the biggest spending times of the year, it’s possible they’re experiencing an increased call volume at the moment.
Anyhow, it may be good to speak with your credit card company / bank next, especially if the company isn’t making it possible to cancel. They’re usually great about siding with you with these sorts of things.
If I find out anything else, I’ll respond to this comment again to let you know!
James McAllister(Quote)
I dont want this ,,I was charged on my bank account ..please issue a credit back to my account ..Im sorry .. or do I need to stop payment at my Bank …please help 3gldser.com
Charlie Crowder(Quote)