Last Updated on January 6, 2023 by James McAllister

By: James McAllister


Target is a wonderful place to shop, making it easy to collect far too many gift cards for them.

Whether you purchase them for yourself and continue to receive them as gifts, they can quickly start to pile up – especially if your loved ones know that you enjoy shopping there.

Unfortunately, this leads to a problem – what happens when you have multiple gift cards, each with a small balance on them? Is there any way to combine all of these tiny gift cards into one, so you can actually use it to shop with?

Fortunately, Target is aware of this problem and has provided an easy solution.

In this article, we’ll cover everything you need to know about using multiple gift cards at Target.

Can You Stack Target Gift Cards?

Target allows you to use multiple gift cards per purchase, even if the gift card balance is small.

Simply present all of your gift cards at checkout, or manually enter the gift card information when checking out on

Target allows you to split payments between multiple cards, and this isn’t just limited to credit or debit cards. You are also able to split the purchase over multiple gift cards, and even pay the remaining balance using another payment method (such as a debit card, credit card, or cash.)

Thankfully, this means that you should be able to use up the remaining balance of all of your gift cards, without running into any problems.

So, if they only have a few dollars left on them, don’t be afraid to bring them during your next trip to Target – or when ordering online through Target’s website!

How Many Target Gift Cards Can You Use At Once?

Target has imposed a limit on just how many gift cards you can use at once.

On, shoppers are limited to using up to 10 different gift cards towards any one purchase. This covers the vast majority of scenarios, as few shoppers ever have so many gift cards to use.

However, according to Target’s gift card policies, there are no limits to the amount of gift cards that can be used within stores.

Most of the time, shoppers only have two gift cards to use at once. Target is happy to use both towards your purchase, and you’ll have no problem paying with both cards.

Of course, if you have more than 10 Target gift cards, you can also make separate purchases – purchasing your first set of items with the 10 cards, and then purchasing the second set with any additional gift cards you may have.

Finally, you can always ask the cashier at the register to combine your gift cards into one. This can save a lot of hassle in the future, as you’ll only have one card that you need to worry about.

The Target associate will take the gift cards that you provide, and safely recycle them. A new gift card will then be issued to you with the full combined balance of the cards.

Note that the gift cards can also be scanned using the Target app, using the code on the back of the card. This can be an easy way to combine and consolidate all of the cards yourself, without having to visit a Target store.

Are There Any Additional Fees For Using Gift Cards At Target?

No, Target does not have any additional fees for payments made using a gift card.

After the gift card has been initially purchased, there will not be any extra charges or fees while using it.

This makes it a safe present to gift to someone else, that they can use to shop for most items sold at Target. While there are a few exceptions (you can’t buy gift cards for other stores, for example), Target gift cards make a fantastic choice to give to others.

Can I Use Multiple Visa Gift Cards At Target?

Yes! Just like with Target gift cards, you can also use use multiple prepaid Visa, Mastercard, or American Express cards to pay for your order.

While Target employees will not be able to combine these for you into one card (like they can with Target gift cards), you will be able to split your payment across both cards.

This makes it a good way to get rid of small balances remaining on your prepaid cards.


Target has made it incredibly easy to use gift cards – both at their retail stores, as well as online at

Regardless of how little you have remaining on your Target gift card balance, you will have no problem using it to shop with.

Target allows you to combine and consolidate up to 10 different gift cards into one – meaning you can use all 10 towards your purchase.

For most people, this is more than enough – so don’t be afraid to take all of your gift cards to Target, and do shopping!

I hope that you’ve found this article helpful. If you have any other questions about shopping at Target, please feel free to ask them using the comment form below.

Wishing you the best,

– James McAllister

About the author 

James McAllister

James is the owner of He started his first blog at the age of 11, and has since gone on to start several successful businesses. In total, these businesses have sold hundreds of thousands of units and have touched millions of lives. Here on, he shares his knowledge that brought him to where he is today. If you want to connect with James, follow him on your favorite social networks!

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